Statement of Condition
At the Close of Business on December 31, 2022
At the Close of Business on December 31, 2022
| ASSETS as of September 30, 2024 | no |
|---|---|
| Cash & Due from Banks | no |
| Noninterest-bearing balances and currency and coin | $2,130,000 |
| Interest-bearing balances | $5,022,000 |
| Securities: | no |
| Held-to-Maturity | $1,705,000 |
| Available-for-Sale | $20,645,000 |
| Equity securities with readily determinable fair values not held for trading | $0 |
| Federal funds sold and securities purchased under agreements to resell: | no |
| Federal Funds Sold | $0 |
| Securities purchased under agreements to resell | $0 |
| Loans | no |
| Loans and leases held for sale | $0 |
| Loans and leases, net of unearned income | $43,118,000 |
| LESS: Allowance for loan and lease losses | $460,000 |
| Loans and leases, net of unearned income and allowance | $42,658,000 |
| Trading Assets | $0 |
| Premises and fixed assets (including capital leases) | $4,574,000 |
| Other real estate owned | $0 |
| Investments in unconsolidated subsidiaries and associated companies | $0 |
| Direct and indirect investments in real estate ventures | $0 |
| Intangible assests (from Schedule RC-M) | $0 |
| Other Assets | $1,147,000 |
| Total Assets | $77,881,000 |
| LIABILITIES as of September 30, 2024 | no |
|---|---|
| DEPOSITS | no |
| In domestic offices | $69,072,000 |
| Noninterest-bearing | $12,245,000 |
| Interest-bearing | $56,827,000 |
| Federal funds purchased and securities sold under agreements to repurchase: | no |
| Federal funds purchased | $0 |
| Securities sold under agreements to repurchase | $0 |
| Trading liabilities | $0 |
| Other borrowed money (includes mortgage indebtedness and obligations under capital leases) | $1,500,000 |
| Subordinated notes and dentures | $0 |
| Other Liabilities | $278,000 |
| Total Liabilities | $70,850,000 |
| BANK EQUITY CAPITAL | no |
| Perpetual perferred stock and related surplus | $0 |
| Common stock | $3,400,000 |
| Surplus (excludes all surplus related to preferred stock) | $1,617,000 |
| Retained earnings | $3,755,000 |
| Accumulated other comprehensive income | $(1,741,000) |
| Other equity capital components | $0 |
| Total bank equity capital | $7,031,000 |
| Noncontrolling (minority) interest in consolidated subsidiaries | $0 |
| Total equity capital | $7,031,000 |
| Total liabilities and equity capital | $77,881,000 |
Directors
| Officers | |
|---|---|
| Juan Carlos Saenz | Chairman of the Board |
| David G. Navarro | Secretary to the Board |
| Lucio E. Gonzalez, Jr. NMLS# 486211 | Executive Vice President & Chief Lending Officer |
| Yvette A. Trevino NMLS# 516577 | President & CEO |
| Angie S. Canales | Asst. Secretary to the Board, Executive Vice-President & Chief Operations Officer |
| Rene Reyna NMLS #445105 | Vice President & Bank Security Officer |
| Anna Maria Lopez NMLS# 486214 | Vice President & CRA Officer |
| Martha G. Gonzalez | Vice President |
| Enedina Montemayor | Assistant Vice President |
| Jose Luis Rangel | Senior Vice President & Credit Risk Officer |
| Cesar Gonzalez NMLS# 445098 | Vice President |