Money Market Checking Account

Money Market Checking Account

The interest bearing checking account with limited check writing.

  • Master Money Debit Card (fees may be incurred at a foreign bank's atm, $ 1.00 monthly fee per card on account).
  • Free ATM Service at Citizens State Bank locations.
  • Free Internet Banking Free 24hr Telephone Banking
  • Free monthly bank statement with imaging of cancelled checks.
  • *Bill Pay (3 month FREE trial period).
  • Interest earned on daily collected balance of $ 2,000.00 or more.
  • If you close your account within 90 days a fee of $ 50.00 will apply.
  • An NSF fee of $ 30.00 will be assessed for any item being paid or returned.
  • Transaction Limitations:
    • Covered Transfers and Withdrawals:
    • A depositor may make no more that six (6) covered withdrawals per statement cycle.
    • Transfers or Withdrawals made to another account of the same depositor at the same bank and to a third party, if made by preauthorized transfer, automatic transfer, by telephone, including fax, or with the bank's home or internet banking service.
    • Non-Covered Tranfers and Withdrawals:
    • There is no limit the the number of non-covered transfers of withdrawals.
    • Transfers for the purpose of repaying loans and associated expenses at the same bank.
    • Transfers from one account of the depositor to another account of the same depositor and withdrawals, from the account, of made by mail, ATM, or in person.
    • Withdrawals made by telephone via check mailed to the depositor and transfer into the account.
    • Monthly maintenance fees: (A fee of $ 10.00 will apply if daily collected balance falls below $2000.00 any day of the statement cycle ).

* $5.95 after the 3 month trial period.