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Personal Banking Savings
 

Regular Savings
The basic savings account with variable interest rates

  •          ATM Card
  •          Free Internet Banking
  •          Free 24 hour telephone banking
  •          A fee of $4.00 will be charged for each withdrawal in excess of three during a quarter. Fees could reduce earning on the account.
  •          Transaction Limitations
    •    A depositor may make no more than six covered withdrawals per statement cycle.
  • Covered Transfers and Withdrawals
    • Transfers or withdrawals made to another account of the same depositor at the same bank and to a third party, if made by preauthorized transfer, automatic transfer, by telephone, including fax, or with the bank's home or internet banking service.
    • Transfers to a third party, if made by check, draft, debit card, or similar order made by the depositor and payable to third parties.
  •  Non-Covered Transfers and withdrawals:
    • Transfers for the purpose of repaying loans and associated expenses at the same bank. 
    • Transfers from on account of the depositor to another account of the same depositor and withdrawals from the account, if made by mail, ATM, or in person.
    • Withdrawal made by telephone via check mailed to the depositor and transfer into the account.
  •          If you close your account within 90 days a fee of $ 50.00 will apply.

 

 
Certificate of Deposit (CDs)
 
Earn competitive interest rates that are guaranteed until maturity. A variety of terms are offered. Interest can be compounded, automatically deposited into your checking or savings account, or mailed to you. Our standard certificates of deposit require a $1,000.00 minimum deposit.
 
Individual Retirement Account (IRAs)
 
For retiring investing, we offer tax-advantaged Traditional IRA's.
 
Loans

We have money available to lend to you or your business, for a wide variety of needs, desires, and everyday situations. You can be assured that we will attempt to assist you whenever possible with your requests. Your loan will usually be approved and funded on the same day.
 
Personal Loans
Personal loans are available for any viable purpose. Whether it's to purchase a motorcycle, an ATV, a boat, or just to consolidate bills, let us provide you with affordable financing. Repayment terms are always set to meet your budget!

Auto Loans
We can put you in the driver's seat of a new or used car today with our competitive auto loans. Simply come in and let us show you how easy it is to own that new or used car of your dreams!

Home Improvement Loans
Need a little improvement on your home? We can help you finance such things as landscaping, a new garage, room additions, heating and air conditioning, and other improvements.

Real Estate Loans
Wanting to buy your dream home? We can assist you in buying or constructing your dream home.

Farm & Ranch Loans
We lend money to help you with your farm and ranch needs. These could be loans to purchase cattle, plant crops, purchase or repair equipment or for the acquisition of farm or ranch land.


  
Member FDIC